Tag Archives: mortgages


Brexit’s opportunities

Enness Private Clients was founded in 2007 and on the very day of the launch party, there was a run on Northern Rock and the market ground to a halt. Since then, Enness has gone from strength to strength through the vagaries of the property market. It is well placed to offer UK and international buyers, sellers, investors and developers the benefit of its experience and expertise. Six weeks ago, England and Wales voted to leave the EU causing political and economic turmoil, the likes of which have never been seen. Here’s Enness’ guide to keeping a calm head in this period of uncertainty.

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Record low fixed-mortgage rates

With the new MCD coming into force next week – first of many changes heading for the industry this year – the mortgage market remains in limbo as far as rates are concerned. Lenders have continued to tighten their criteria amid the ongoing price war, causing borrowers to either fix their mortgage ahead of upcoming changes or sit tight until speculation turns into certainty. Continue reading


State of play

This year has been a tumultuous one for the property market. In March, changes to the pension rules meant anyone over 55 with a defined contribution scheme could withdraw 25 per cent from the pot, tax free to do with what they choose.

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property budget

Cautious growth

In the first Conservative government budget since 1996, Chancellor George Osborne has lauded the UK’s three per cent growth but he tempered this optimism with a reminder that the UK still faces global risks. With the Greek crisis at the forefront of proceedings, Osborne laid out plans to control the UK’s spending and secure economic growth. Continue reading


High street lenders move into large mortgages

There has been a significant push by high street lenders to increase home loans of £1 million or more to wealthy property buyers. After the financial crisis, the majority of the large loan market was dominated by the private banks with the high street lenders aiming to ease their loan books by refocusing on ‘lower risk’ smaller mortgages. Continue reading